Markets › Kalshi › Economics
Credit-card delinquency rate on Kalshi
If the Credit Card Delinquency Rate in Q3 2026 is above 2.91%, then the market resolves to Yes.
Settles on: FRED - Credit Card Delinquency.
Market says (typical open contract)
22%
Median YES price across 13 open contracts, 10 Nov 2026 04:28 UTC.
Real-world odds
—
No independent base rate yet. Until we connect one (sportsbook consensus, forecasts, the score), the market's own price is the best public forecast, and the fee sits on top of it.
Luck needed meter
43% 😈
Half luck. The favorite is clear, the fee is not small, and the payout on the favorite is thin.
The cover charge
| If you buy at | Fee per contract | On $50 | Win rate to break even |
|---|---|---|---|
| 22¢ (now) | 1.2¢ | $2.73 | 23.2% |
| 30¢ | 1.5¢ | $2.45 | 31.5% |
| 50¢ | 1.8¢ | $1.75 | 51.7% |
| 70¢ | 1.5¢ | $1.05 | 71.5% |
| 90¢ | 0.6¢ | $0.35 | 90.6% |
Resting orders pay no fee on this series. Formula: 7% × contracts × price × (1 − price), rounded up, on orders that take liquidity. Break-even assumes you hold to settlement; trading out early pays the fee twice.
Open contracts right now
| Contract | YES price | Implied | Fee at this price | Real-world odds | Luck needed | Volume | Closes |
|---|---|---|---|---|---|---|---|
| Will Credit Card Delinquency Rate in Q3 2026 be above 2.91%? · Above 2.91% | 4¢ | 4% | 0.2¢ | — | 7% | 2,000 | Nov 30, 15:29 UTC |
| Will Credit Card Delinquency Rate in Q3 2026 be above 2.88%? · Above 2.88% | 11¢ | 11% | 0.7¢ | — | 22% | 437 | Nov 30, 15:29 UTC |
| Will Credit Card Delinquency Rate in Q3 2026 be above 2.80%? · Above 2.80% | 76¢ | 76% | 1.3¢ | — | 48% | 320 | Nov 30, 15:29 UTC |
| Will Credit Card Delinquency Rate in Q3 2026 be above 2.81%? · Above 2.81% | 60¢ | 60% | 1.7¢ | — | 81% | 306 | Nov 30, 15:29 UTC |
| Will Credit Card Delinquency Rate in Q3 2026 be above 2.82%? · Above 2.82% | 45¢ | 45% | 1.7¢ | — | 91% | 145 | Nov 30, 15:29 UTC |
| Will Credit Card Delinquency Rate in Q3 2026 be above 2.89%? · Above 2.89% | 10¢ | 10% | 0.6¢ | — | 19% | 134 | Nov 30, 15:29 UTC |
| Will Credit Card Delinquency Rate in Q3 2026 be above 2.90%? · Above 2.90% | 6¢ | 6% | 0.4¢ | — | 13% | 2 | Nov 30, 15:29 UTC |
| Will Credit Card Delinquency Rate in Q3 2026 be above 2.79%? · Above 2.79% | 88¢ | 88% | 0.7¢ | — | 23% | 1 | Nov 30, 15:29 UTC |
| Will Credit Card Delinquency Rate in Q3 2026 be above 2.87%? · Above 2.87% | 12¢ | 12% | 0.8¢ | — | 25% | 0 | Nov 30, 15:29 UTC |
| Will Credit Card Delinquency Rate in Q3 2026 be above 2.86%? · Above 2.86% | 16¢ | 16% | 1.0¢ | — | 33% | 0 | Nov 30, 15:29 UTC |
| Will Credit Card Delinquency Rate in Q3 2026 be above 2.85%? · Above 2.85% | 22¢ | 22% | 1.2¢ | — | 43% | 0 | Nov 30, 15:29 UTC |
| Will Credit Card Delinquency Rate in Q3 2026 be above 2.84%? · Above 2.84% | 26¢ | 26% | 1.3¢ | — | 51% | 0 | Nov 30, 15:29 UTC |
| Will Credit Card Delinquency Rate in Q3 2026 be above 2.83%? · Above 2.83% | 35¢ | 35% | 1.6¢ | — | 70% | 0 | Nov 30, 15:29 UTC |
Who actually wins this market
- Whoever posts the resting orders and collects the spread without paying a fee.
- The venue, on every fee.
- Not, on average, the person clicking buy because the chart is going their way. That was us.
Still want to play? Read the deal first: what the account asks for, what the bonus really is, and whether we are paid. Vendors sell bots for markets like this one; see the bot benchmark before you pay for one.