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Credit-card delinquency rate on Kalshi

If the Credit Card Delinquency Rate in Q3 2026 is above 2.91%, then the market resolves to Yes.

Settles on: FRED - Credit Card Delinquency.

Market says (typical open contract)
22%
Median YES price across 13 open contracts, 10 Nov 2026 04:28 UTC.
Real-world odds
—
No independent base rate yet. Until we connect one (sportsbook consensus, forecasts, the score), the market's own price is the best public forecast, and the fee sits on top of it.
Luck needed meter
43% 😈
Half luck. The favorite is clear, the fee is not small, and the payout on the favorite is thin.

The cover charge

Fee and break-even by purchase price
If you buy atFee per contractOn $50Win rate to break even
22¢ (now)1.2¢$2.7323.2%
30¢1.5¢$2.4531.5%
50¢1.8¢$1.7551.7%
70¢1.5¢$1.0571.5%
90¢0.6¢$0.3590.6%

Resting orders pay no fee on this series. Formula: 7% × contracts × price × (1 − price), rounded up, on orders that take liquidity. Break-even assumes you hold to settlement; trading out early pays the fee twice.

How long until your balance is $0 in this market? →

Open contracts right now

Open contracts in this series with price, implied probability, volume and close time
ContractYES priceImpliedFee at this priceReal-world oddsLuck neededVolumeCloses
Will Credit Card Delinquency Rate in Q3 2026 be above 2.91%? · Above 2.91%4¢4%0.2¢—7%2,000Nov 30, 15:29 UTC
Will Credit Card Delinquency Rate in Q3 2026 be above 2.88%? · Above 2.88%11¢11%0.7¢—22%437Nov 30, 15:29 UTC
Will Credit Card Delinquency Rate in Q3 2026 be above 2.80%? · Above 2.80%76¢76%1.3¢—48%320Nov 30, 15:29 UTC
Will Credit Card Delinquency Rate in Q3 2026 be above 2.81%? · Above 2.81%60¢60%1.7¢—81%306Nov 30, 15:29 UTC
Will Credit Card Delinquency Rate in Q3 2026 be above 2.82%? · Above 2.82%45¢45%1.7¢—91%145Nov 30, 15:29 UTC
Will Credit Card Delinquency Rate in Q3 2026 be above 2.89%? · Above 2.89%10¢10%0.6¢—19%134Nov 30, 15:29 UTC
Will Credit Card Delinquency Rate in Q3 2026 be above 2.90%? · Above 2.90%6¢6%0.4¢—13%2Nov 30, 15:29 UTC
Will Credit Card Delinquency Rate in Q3 2026 be above 2.79%? · Above 2.79%88¢88%0.7¢—23%1Nov 30, 15:29 UTC
Will Credit Card Delinquency Rate in Q3 2026 be above 2.87%? · Above 2.87%12¢12%0.8¢—25%0Nov 30, 15:29 UTC
Will Credit Card Delinquency Rate in Q3 2026 be above 2.86%? · Above 2.86%16¢16%1.0¢—33%0Nov 30, 15:29 UTC
Will Credit Card Delinquency Rate in Q3 2026 be above 2.85%? · Above 2.85%22¢22%1.2¢—43%0Nov 30, 15:29 UTC
Will Credit Card Delinquency Rate in Q3 2026 be above 2.84%? · Above 2.84%26¢26%1.3¢—51%0Nov 30, 15:29 UTC
Will Credit Card Delinquency Rate in Q3 2026 be above 2.83%? · Above 2.83%35¢35%1.6¢—70%0Nov 30, 15:29 UTC

Who actually wins this market

  • Whoever posts the resting orders and collects the spread without paying a fee.
  • The venue, on every fee.
  • Not, on average, the person clicking buy because the chart is going their way. That was us.

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